“Short” Falls: Will Baby Boomers and Gen Xers have enough money to live on when they retire, and if not, when will they run short? New modeling by EBRI finds that those in the lowest-income brackets are most likely to run short, many in the first year of retirement. But some in all income brackets—including the highest—may also run short at some point during their retirement.
HSA/HRA Consumer Engagement: Which type of health plan is more likely to get workers involved in their own health care: Health savings accounts or health reimbursement arrangements? The two account-based types of health insurance are similar, but a new report from EBRI finds that people with HSAs are more likely to engage in cost-conscious behavior related to use of health care services than are those in HRA.
EBRI Notes Jun 19, 2014 20 pagesEBRI Fast Facts June 19, 2014 1 pages
EBRI Testimony June 17, 2014 31 pages
EBRI Testimony June 17, 2014 4 pages
EBRI Testimony June 17, 2014 9 pages
On the 10th anniversary of their creation, a unique new database from the nonpartisan Employee Benefit Research Institute (EBRI) offers insights into how Americans are using increasingly common health savings accounts (HSAs). EBRI Issue Brief Jun 17, 2014 32 pages
EBRI Fast Facts June 5, 2014 1 pages
A unique analysis by EBRI finds that balances of Roth IRAs grew at more than double the rate of traditional IRAs among a consistent set of individual retirement account (IRA) owners over the three-year period from 2010–2012. EBRI Issue Brief May 2, 2014 32 pages