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“’Short’ Falls: Who’s Most Likely to Come up Short in Retirement, and When?” and “Consumer Engagement Among HSA and HRA Enrollees: Findings from the 2013 EBRI/Greenwald & Associates Consumer Engagement in Health Care Survey”
“Short” Falls: Will Baby Boomers and Gen Xers have enough money to live on when they retire, and if not, when will they run short? New modeling by EBRI finds that those in the lowest-income brackets are most likely to run short, many in the first year of retirement. But some in all income brackets—including the highest—may also run short at some point during their retirement.
HSA/HRA Consumer Engagement: Which type of health plan is more likely to get workers involved in their own health care: Health savings accounts or health reimbursement arrangements? The two account-based types of health insurance are similar, but a new report from EBRI finds that people with HSAs are more likely to engage in cost-conscious behavior related to use of health care services than are those in HRA.
EBRI Notes Jun 19, 2014 20 pagesWhat Long-Term Care Costs in Retirement Could Do to Retirement Readiness
EBRI Fast Facts June 19, 2014 1 pages
T-180: ERISA Advisory Council, at a hearing on "Lifetime Participation in Plans," on "The Impact of Leakages on 401(k) Accumulations at Retirement Age"
EBRI Testimony June 17, 2014 31 pages
T-179: ERISA Advisory Council, at a hearing on "Lifetime Participation in Plans" on "Employment-Based Retirement Plan Participation"
EBRI Testimony June 17, 2014 4 pages
T-178: ERISA Advisory Council, at a hearing on "Lifetime Participation in Plans," on "Disposition of DC Accounts: Who Rolls Over into an IRA? Who Leaves Money in the Plan and Who Withdraws Cash?"
EBRI Testimony June 17, 2014 9 pages
HSA Balances, Contributions, Distributions, and Other Vital Statistics—A First Look at Data from the EBRI HSA Database on the 10th Anniversary of the HSA
On the 10th anniversary of their creation, a unique new database from the nonpartisan Employee Benefit Research Institute (EBRI) offers insights into how Americans are using increasingly common health savings accounts (HSAs). EBRI Issue Brief Jun 17, 2014 32 pages
Take it or Leave it? What Older Workers Do With Their 401(k) Balances
EBRI Fast Facts June 5, 2014 1 pages
Individual Retirement Account Balances, Contributions, and Rollovers, 2012; With Longitudinal Results 2010–2012: The EBRI IRA Database
A unique analysis by EBRI finds that balances of Roth IRAs grew at more than double the rate of traditional IRAs among a consistent set of individual retirement account (IRA) owners over the three-year period from 2010–2012. EBRI Issue Brief May 2, 2014 32 pages