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“Trends in Health Coverage for Part-Time Workers, 1999–2012,” and “Take it or Leave it? The Disposition of DC Accounts: Who Rolls Over into an IRA? Who Leaves Money in the Plan and Who Withdraws Cash?”

Part-time Workers: Are concerns about the requirements of the new federal health insurance law causing more employers to shift to part-time workers? A new report by EBRI finds there is no definitive answer to that question yet—but notes that a shift to part-time employment was underway before the law was passed and that future trends are likely to depend more on factors such as the economy and unemployment rates. Press release.

DC Accounts: When workers leave or change jobs, what do they do with their old 401(k)? New research from EBRI finds that it largely depends on whether they retire or stay in the work force: Those who retire tend to take the money, while those who keep working most often leave it in their previous employer’s retirement plan. Press release.

EBRI Notes May 2, 2014 24 pages

'Characteristics of the Population With Consumer-Driven and High-Deductible Health Plans, 2005–2013,' and 'Labor-force Participation Rates of the Population Ages 55 and Older, 2013'

Consumer-Driven Health Plans: Compared with those in traditional health plans, those in so-called "consumer-driven" health plans tend to have higher income, more education, and be in better health, according to a new report by EBRI. Press release.

Labor-force Participation: Older workers—those 55 and older—are a growing presence in the American work force, a trend driven mainly by women, according to a new report by EBRI. Press release.

EBRI Notes Apr 17, 2014 20 pages

Reference Pricing for Health Care Services: A New Twist on the Defined Contribution Concept in Employment-Based Health Benefits

A new approach called “reference pricing” in health insurance may help control health costs, but the savings could depend on how health care providers and individuals react, according to a new analysis by EBRI. EBRI Issue Brief Apr 15, 2014 16 pages

“Brand-Name and Generic Prescription Drug Use After Adoption of a Full-Replacement, Consumer-Directed Health Plan With a Health Savings Account,” and “How Would Defined Contribution Participants React to Lifetime Income Illustrations? Evidence from t ..

Prescription Drug Use: Do consumer-directed health plans (CDHPs) result in lower prescription drug use? New research from EBRI of one big employer finds that moving to an HSA-eligible plan reduced the number of both generic and brand-name prescriptions filled.

Lifetime Income Illustrations: Do consumer-directed health plans (CDHPs) result in lower prescription drug use? New research from EBRI of one big employer finds that moving to an HSA-eligible plan reduced the number of both generic and brand-name prescriptions filled.

EBRI Notes Mar 24, 2014 16 pages

EBRI’s 2014 Retirement Confidence Survey: Confidence Rebounds—for Those With Retirement Plans

Americans’ confidence in their ability to afford a comfortable retirement has recovered somewhat from the record lows of the past five years, according to EBRI’s 24th annual Retirement Confidence Survey (RCS), but it does not appear to be founded on improved retirement preparations—and it may be limited to those with retirement plans. EBRI Issue Brief Mar 18, 2014 36 pages