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"Retirement Income Adequacy for Boomers and Gen Xers: Evidence from the 2012 EBRI Retirement Security Projection Model,®" and "Trends in Employment-Based Coverage Among Workers, and Access to Coverage Among Uninsured Workers, 1995-2011"

Retirement Income Adequacy: Roughly 44 percent of Baby Boomers and Generation Xers are projected to lack adequate retirement income to cover basic expenses and uninsured health care costs, according to the latest estimates by EBRI.

Employment-based Coverage: A new report by EBRI, which looks at month-by-month health coverage rates before, during, and after the recession, finds that a brief uptick in employment-based coverage immediately after the recession has not endured: The percentage of workers with employment-based health coverage continues to shrink.

EBRI Notes May 23, 2012 20 pages

'Characteristics of the Population With Consumer-Driven and High-Deductible Health Plans, 2005–2011,' and 'Time Trends in Poverty for Older Americans Between 2001–2009'

Consumer-driven Health Plans: Those enrolled in “consumer-driven” health plans tend to have higher incomes, higher educational levels, and report better health behavior than do those in traditional health plans, according to a new report by EBRI that examines trends over the 2005–2011 period. Press release.

Elderly Poverty Rates: Between 2005–2009, the rate of poverty among American seniors rose as they aged, as did the number of new entrants into poverty, according to a new report by EBRI. Poverty rates fell in the first half of the last decade for almost all age groups of older Americans (age 50 or older), though they increased since 2005 for every age group. Press release.

EBRI Notes Apr 26, 2012 20 pages

‘Modifying the Federal Tax Treatment of 401(k) Plan Contributions: Projected Impact on Participant Account Balances’ and ‘Trends in Health Coverage for Part-Time Workers’

401(k) Tax Treatment: A recent proposal to change the tax preferences for employment-based 401(k) retirement plans could result in an average reduction in 401(k) account balances of between 6-22 percent at Social Security normal retirement age for workers currently ages 26-35, according to new research by EBRI. Reductions could be even greater for participants in small 401(k) plans.

Health Coverage of Part-time Workers: In the wake of the economic recession, the number of part-time workers who lack health insurance is increasing, according to new research from EBRI.

EBRI Notes Mar 20, 2012 28 pages