How Education and Household Income Affect HSA and HRA Balances
EBRI Fast Facts Feb 10, 2011 1 pages
EBRI Fast Facts Feb 10, 2011 1 pages
Depending largely on age and income, between 4–14 percent of Americans who otherwise would have had adequate income to cover basic expenses in retirement became “at risk” of running short because of the housing and financial crisis of 2008–2009, according to a new report by EBRI. EBRI Issue Brief Feb 1, 2011 28 pages
Reactions to Health Reform: New findings by the Employee Benefit Research Institute (EBRI) show that both employers and workers say they are not very knowledgeable about health reform, but that employers say they are likely to pass along any health benefit cost increases to workers—and, mostly, workers are expecting such cost increases. Press release. Self-Reported DB Accrual Rates: Data comparisons suggest respondents overestimated their expected pension benefits at retirement. Despite the likely measurement error, young DB plan participants reported having less generous benefit formulas than older participants. EBRI Notes Jan 24, 2011 16 pages
The number of health savings accounts (HSAs) and health reimbursement arrangements (HRAs) increased to 5.7 million in 2010, according to a new report by EBRI. Assets in these account-based health plans increased to $7.7 billion in 2010. EBRI Issue Brief Jan 11, 2011 28 pages
EBRI Fast Facts Dec 16, 2010 1 pages
Employee Tenure: The median length of time that full-time workers stay in their jobs ticked up slightly in 2010, to just over five years, continuing a slow increase in job tenure that began in 2004, according to a new report by EBRI. Press release Financial Incentives: The percentage of people who think getting a financial incentive would be extremely or very useful for choosing a more effective treatment, or who had an interest in using high-quality provider networks that offer lower cost sharing, dropped in 2010, according to EBRI’s Health Confidence Survey. Press release. EBRI Notes Dec 13, 2010 20 pages
EBRI Fast Facts Dec 7, 2010 1 pages
The ranks of people enrolled in either a consumer-driven health plan (CDHP) or a high-deductible health plan (HDHP) reached 22 million in 2010, according to a new report by EBRI. Participation in these account-based health care plans is low, but continues to grow, EBRI finds in its sixth annual Consumer Engagement in Health Care Survey. EBRI Issue Brief Dec 2, 2010 44 pages
EBRI Fast Facts Dec 2, 2010 1 pages
Even though the new health reform law will reduce some health costs in retirement for many people, retirees will still need a significant amount of savings to cover their out-of-pocket health expenses when they retire, according to a new report by EBRI. For instance, EBRI finds that men retiring in this year (2010) at age 65 will need anywhere from $65,000–$109,000 in savings to cover health insurance premiums and out-of-pocket expenses in retirement if they want a 50–50 chance of being able to have enough money; to improve the odds to 90 percent, they’ll need between $124,000–$211,000. Women in particular will need more savings than men because they tend to live longer. EBRI Issue Brief Dec 1, 2010 16 pages
The average 401(k) retirement account balance rose 31.9 percent in 2009, according to a report released today by the Employee Benefit Research Institute (EBRI) and the Investment Company Institute (ICI) analyzing a group of consistent participants. The rise in 2009 was in line with the 2003–2007 pattern of steady increase in account balances and in contrast to the 27.8 percent decline in 2008. EBRI Issue Brief Nov 22, 2010 68 pages
EBRI Fast Facts Nov 19, 2010 1 pages
Retirement Participation: The latest SIPP data show 59 percent of all workers over age 16 had an employer that sponsored a pension or retirement plan for any of its employees in 2009, down from previous levels (60 percent 1998 and 63 percent 2003), and the same as in 2006. Public Opinion About Health Reform: Most individuals with private health insurance have negative expectations of how the new law will affect them personally. Individuals with traditional health coverage tend to have more positive views than those with high-deductible or consumer-driven health plans. Press release EBRI Notes Nov 18, 2010 20 pages
EBRI Fast Facts Nov 15, 2010 1 pages
A new study released jointly by EBRI and DCIIA finds that auto-enrollment and auto-contribution escalation in 401(k) plans—depending on how they’re implemented and used—can result in a big improvement in retirement savings, especially for low-income workers. EBRI Issue Brief Nov 1, 2010 12 pages
EBRI Fast Facts Oct 28, 2012 1 pages
EBRI Fast Facts Oct 22, 2010 1 pages
EBRI Fast Facts Oct 21, 2010 1 pages
EBRI Fast Facts Oct 20, 2010 1 pages