Retirement
What Causes EBRI Retirement Readiness Ratings to Vary: Results from the 2014 Retirement Security Projection Model®
“IRA Withdrawals, 2011,” and “Employer and Worker Contributions to Health Reimbursement Arrangements and Health Savings Accounts, 2006–2013”
IRAs: Withdrawals from individual retirement accounts (IRAs) tend to be small and closely follow the rates dictated by the federal required minimum distribution (RMD) rules that apply to individuals age 70-1/2 or older, according to a new study by EBRI. Press release.
Health Accounts: Nearly three-quarters of workers (71 percent) with a health reimbursement arrangement (HRA) or health savings account (HSA) reported that their employers contributed to the account in 2013, according to a new report by EBRI. Press release.
“The Cost of Spousal Health Coverage,” and “The Role of Social Security, Defined Benefits, and Private Retirement Accounts in the Face of the Retirement Crisis”
Spousal Health Coverage: Companies looking to save health costs by requiring working spouses to get health insurance through their own employer find the move has some unexpected consequences, according to a new study by EBRI. Press release.
Social Security and 401(k) Savings: Current levels of Social Security benefits, coupled with at least 30 years of 401(k) savings eligibility, could provide most workers with an annual income of at least 60 percent of their preretirement pay on an inflation-adjusted basis, according to a new analysis by EBRI. Press release.