Health Care Coverage: Although the economy continues to grow in the wake of the recent recession, the percentage of workers with health benefits is not following suit, according to a new report by EBRI. Press release.
Retirement Income Adequacy: A wide variety of internal and external forces influence the retirement readiness of Americans, and a recent policy forum sponsored by EBRI examined those factors, as well as a series of strategic and tactical decisions that can mitigate their impact. Press release.
Which type of retirement plan is likely to produce more money for retirement: A voluntary-enrollment 401(k), a traditional final-average defined benefit plan, or one of the newer cash balance plans? A detailed analysis by EBRI finds there is no single answer because a multitude of factors affect the ultimate outcome: interest rates and investment returns; the level and length of participation; an individual’s age, job tenure, and remaining length of time in the work force; and the purchase price of an annuity, among other things.