Retirement
“Tracking Health Insurance Coverage by Month: Trends in Employment-Based Coverage Among Workers, and Access to Coverage Among Uninsured Workers, 1995–2012,” and “Decisions, Decisions: Choices That Affect Retirement Income Adequacy—EBRI’s 72nd Policy ..
Health Care Coverage: Although the economy continues to grow in the wake of the recent recession, the percentage of workers with health benefits is not following suit, according to a new report by EBRI. Press release.
Retirement Income Adequacy: A wide variety of internal and external forces influence the retirement readiness of Americans, and a recent policy forum sponsored by EBRI examined those factors, as well as a series of strategic and tactical decisions that can mitigate their impact. Press release.
Reality Checks: A Comparative Analysis of Future Benefits from Private-Sector, Voluntary-Enrollment 401(k) Plans vs. Stylized, Final-Average-Pay Defined Benefit and Cash Balance Plans
Which type of retirement plan is likely to produce more money for retirement: A voluntary-enrollment 401(k), a traditional final-average defined benefit plan, or one of the newer cash balance plans? A detailed analysis by EBRI finds there is no single answer because a multitude of factors affect the ultimate outcome: interest rates and investment returns; the level and length of participation; an individual’s age, job tenure, and remaining length of time in the work force; and the purchase price of an annuity, among other things.
“What a Sustained Low-yield Rate Environment Means for Retirement Income Adequacy: Results From the 2013 EBRI Retirement Security Projection Model,®” and “Use of Health Care Services and Access Issues by Type of Health Plan: Findings from the EBRI/MG ..
Low-yields and Retirement: As many retirees and workers have discovered, today’s historically low interest rates are crimping their retirement savings. Now a new study by EBRI quantifies the impact of a sustained low-interest rate environment on America’s retirement readiness.
Health Access: Whether it’s a “consumer-driven,” high-deductible, or traditional managed-care health plan, a significant number of people with health insurance report problems with access to health care services, according to new research by EBRI.