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Reference Pricing for Health Care Services: A New Twist on the Defined Contribution Concept in Employment-Based Health Benefits

A new approach called “reference pricing” in health insurance may help control health costs, but the savings could depend on how health care providers and individuals react, according to a new analysis by EBRI. EBRI Issue Brief Apr 15, 2014 16 pages

“Brand-Name and Generic Prescription Drug Use After Adoption of a Full-Replacement, Consumer-Directed Health Plan With a Health Savings Account,” and “How Would Defined Contribution Participants React to Lifetime Income Illustrations? Evidence from t ..

Prescription Drug Use: Do consumer-directed health plans (CDHPs) result in lower prescription drug use? New research from EBRI of one big employer finds that moving to an HSA-eligible plan reduced the number of both generic and brand-name prescriptions filled.

Lifetime Income Illustrations: Do consumer-directed health plans (CDHPs) result in lower prescription drug use? New research from EBRI of one big employer finds that moving to an HSA-eligible plan reduced the number of both generic and brand-name prescriptions filled.

EBRI Notes Mar 24, 2014 16 pages

EBRI’s 2014 Retirement Confidence Survey: Confidence Rebounds—for Those With Retirement Plans

Americans’ confidence in their ability to afford a comfortable retirement has recovered somewhat from the record lows of the past five years, according to EBRI’s 24th annual Retirement Confidence Survey (RCS), but it does not appear to be founded on improved retirement preparations—and it may be limited to those with retirement plans. EBRI Issue Brief Mar 18, 2014 36 pages