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Spending Patterns in Retirement: Retirees are Slow to Exhaust their Assets
EBRI Fast Facts April 3, 2018 2 pages
How Fear of Catastrophic Health Care Expenses May Cause Retirees to Inefficiently Self-Insure
EBRI Fast Facts April 3, 2018 2 pages
Cumulative Out-of-Pocket Health Care Expenses After the Age of 70
EBRI Issue Brief April 3, 2018 23 pages
Asset Decumulation or Asset Preservation? What Guides Retirement Spending?
EBRI Issue Brief April 3, 2018 12 pages
EBRI Finds Individual Account Retirement Plans Have Become a Key Financial Asset Among Families that Own Them
EBRI Press Release March 26, 2018 1 pages
EBRI Research Finds Millennials Bring Online Consumer Behaviors to Health Care Interactions
EBRI Press Release March 22, 2018 2 pages
EBRI Research Finds that Despite Some Signs of Recent Improvement, Debt of the Elderly Remains Higher than for Prior Generations
EBRI Press Release March 19, 2018 1 pages
Women’s History Month: A Time to Reflect on Women’s Retirement Challenges
EBRI Blog March 16, 2018
The Importance of Individual Account Retirement Plans to the Financial Well-Being of American Families
EBRI Fast Facts March 13, 2018 2 pages
Individual Account Retirement Plans: An Analysis of the 2016 Survey of Consumer Finances
EBRI Issue Brief March 13, 2018 25 pages
EBRI Research Finds Growth in Self-Insured Health Plans Among Smaller Employers; Stalling Among Larger Employers
EBRI Press Release March 12, 2018
Consumer Engagement in Health Care Among Millennials, Baby Boomers, and Generation X: Findings from the 2017 Consumer Engagement in Health Care Survey
EBRI Issue Brief March 5, 2018 15 pages
Millennials Bring Online and Do-It-Yourself Consumer Behaviors to Health Care Interactions
EBRI Fast Facts March 5, 2018 2 pages
Debt Levels for Households Nearing Retirement Decreasing, But Still High Compared to Past Generations
EBRI Fast Facts March 5, 2018 2 pages
Debt of the Elderly and Near Elderly, 1992–2016
EBRI Issue Brief March 5, 2018 24 pages
Self-Insured Health Plans: Recent Trends by Firm Size, 1996-2016
Since the passage of the Patient Protection and Affordable Care Act of 2010 (ACA), there has been speculation that an increasing number of small and midsized employers would convert their health plans from fully insured to self-insured plans. The rationale has been that several of the key ACA components—creditable coverage, affordability, essential benefits, and various taxes and fees—would drive up the cost of health coverage, thus possibly making self-insurance (which is viewed by many as generally less expensive than fully-insured alternatives) a more attractive alternative for many employers. While the percentages of smaller establishments with at least one self-insured plan did indeed increase between 2015 and 2016, self-insurance in large establishments declined. As a result, the overall percentage of enrollees in self-insured plans fell from 60 percent to 57.8 percent between 2015 and 2016. Read the full article and accompanying Fast Fact. EBRI Issue Brief Feb 27, 2018 6 pages
What is Behind the Decline in Private-Sector Self-Insured Health Plan Enrollment?
EBRI Fast Facts Feb 27, 2018 2 pages
Health Plan Design May Be Impacting Financial Well-Being Program Success
EBRI Fast Facts Feb 26, 2018 3 pages