Financial Incentives and Workplace Wellness-Program Participation
Financial incentives appear to be a crucial factor in bringing unhealthy workers into workplace wellness programs, according to a new analysis by EBRI
Issue Briefs
Utilization Patterns and Out-of-Pocket Expenses for Different Health Care Services Among American Retirees
How do retirees spend their out-of-pocket money on health care in retirement? New research from EBRI separates recurring and non-recurring health-care services and finds that usage and expenses of recurring health-care services remain stable throughout retirement, while usage of non-recurring ones increase with age and tend to be more expensive.
“Employee Tenure Trends, 1983–2014” and “Views on Employment-Based Health Benefits: Findings from the 2014 Health and Voluntary Workplace Benefits Survey”
Tenure Trends: American workers are continuing to stay a bit longer in their jobs, according to new data from EBRI. The overall median tenure of workers—the midpoint of wage and salary workers’ length of employment in their current jobs—was slightly higher in 2014, at 5.5 years, compared with 5.0 years in 1983. Press release.
Views on Health Benefits: Most workers are satisfied with the health benefits they have now, but nearly one-third express interest in changing the current mix of benefits and wages offered by their employers, according to the latest findings from EBRI. Press release.
Retirement Savings Shortfalls: Evidence from EBRI’s Retirement Security Projection Model®
How big is the retirement savings gap that most Americans are likely to face? New research from EBRI indicates it varies widely by gender, marital status and other factors, but the aggregate national retirement savings deficit is about $4.13 trillion for all U.S. households between age 25 and 64.
“Maximizing Contributions to an HSA: Findings from the EBRI HSA Database,” and “Debt of the Elderly and Near Elderly, 1992–2013”
HSAs: Who contributes the maximum amount to their health savings accounts (HSAs)? New research by EBRI finds that about 15 percent of HSA owners contributed the maximum amount possible in 2013. Press release.
Debt: A larger share of older American families had debt in 2013, and those with debt loads that are considered problematic also increased, according to a new report from EBRI. Press release.
Health Savings Accounts and Health Reimbursement Arrangements: Assets, Account Balances, and Rollovers, 2006–2014
A crucial factor in the amount of money in individual health accounts is whether the employer contributes to it—whether a little or a lot, according to new findings by EBRI.
401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2013
The evolution of 401(k) plan designs has resulted in a significant increase in the use of balanced funds, including target-date funds, by recently hired 401(k) plan participants in 2013 compared with recently hired participants 15 years ago, according to a newly updated annual report by EBRI and ICI.
Findings from the 2014 EBRI/Greenwald & Associates Consumer Engagement in Health Care Survey
People enrolled in so-called “consumer-driven” health plans are more involved in their health care, according to a new report from EBRI.
“What to Expect During Open-Enrollment Season: Findings From the SHRM/EBRI 2014 Health Benefits Survey,” and “History of the Employee Benefit Research Institute, Part 1”
Open Enrollment: Few employers plan to eliminate or make major changes in their health care benefits in the near future—but changes are inevitable, especially the growth of wellness programs designed to address worker risks and behaviors, which drive chronic conditions, and account for a large percentage of overall spending, according to a new report by EBRI. Press release
History of EBRI: This is the first part of a history of the Employee Benefit Research Institute (EBRI), which was created 37 years ago.
Individual Account Retirement Plans: An Analysis of the 2013 Survey of Consumer Finances
While the share of families with an individual account retirement plan is ticking down, the assets in those plans are going up, according to a new analysis by EBRI. Press release.