Issue Briefs

A U.S. Census Bureau revision of data for 2004 and 2005 caused a small reduction in the overall number of uninsured U.S. residents and slightly modified the demographic and work place composition of the uninsured, according to a study released by the nonpartisan Employee Benefit Research Institute (EBRI). EBRI Issue Brief May 9, 2007 28 pages

Public-sector workers’ median tenure with their current employer is about 80 percent higher than private-sector workers, according to a study published by the Employee Benefit Research Institute (EBRI). The study also finds that the percentage of long-tenured workers in the public sector declined in 2006 after a steady increase from 1991–2004. Press release EBRI Notes Apr 17, 2007 12 pages

A large percentage of American workers recognize the U.S. retirement system is undergoing major changes, but many are not adapting in ways that are likely to leave them well-positioned for a comfortable retirement, according to the 17th annual Retirement Confidence Survey (RCS). EBRI Issue Brief Apr 11, 2007 28 pages

The percentage of Americans age 65 or older who received pension income either from one of their own former employers or from a spouse’s former employer increased slightly from 1998 to 2003, according to a study by EBRI. The percentages include both former private-sector and public-sector employees. Press release EBRI Notes Mar 1, 2007 16 pages

While the overall rate of uninsured Americans has increased in recent years, the percentage of workers offered health insurance and the percentage of workers taking coverage when it was offered have remained relatively steady since the late 1980s, according to a study published by EBRI. EBRI Issue Brief Mar 1, 2007 24 pages

The percentage of working heads of families who participated in an employment-based retirement plan dropped more than 2 percentage points from 2001–2004, according to a study released by the nonpartisan Employee Benefit Research Institute (EBRI). Press release EBRI Notes Feb 8, 2007 12 pages

Over the 12-year period from 1992-2004, the majority of 65- to 75-year-old Americans appear to have started their retirement reasonably successfully in terms of income and total wealth, but some have not done as ell, according to a report released by the nonpartisan Employee Benefit Research Institute (EBRI). EBRI Issue Brief Feb 1, 2007 24 pages

Enactment of the Pension Protection Act of 2006 shows that Congress has endorsed the use of behavioral economics to lead individuals to make better decisions about retirement planning, according to a report by the nonpartisan Employee Benefit Research Institute (EBRI). EBRI Issue Brief Jan 16, 2007 20 pages

Health Insurance of the Near Elderly: Future retired adults 55-64 may experience an increase in the likelihood of being uninsured if employer cutbacks in retiree health benefits affect them and they have no other means of obtaining health insurance. Individual retirement accounts: IRA assets experienced their third consecutive year of growth in 2005, reaching a record high of $3.67 trillion, and are likely to become the single largest source of retirement assets outside of Social Security for private-sector workers in retirement, according to a report by the nonpartisan Employee Benefit Research Institute (EBRI). Press release EBRI Notes Jan 9, 2007 16 pages

A survey of the federal civilian work force shows that federal workers expect to retire earlier than American workers as a whole and say they have saved more money—but are almost as bad at planning for retirement as all workers, according to a study publishedby the Employee Benefit Research Institute (EBRI). Press release. EBRI Notes Dec 12, 2006 12 pages