Issue Briefs

As the baby-boom generation ages, the U.S. labor-force participation rate is increasing for those age 55 and older, accordinig to a new report from EBRI. The increase for those ages 55–64 is driven almost exclusively by an increase of women in the work force. Press release EBRI Notes Jun 12, 2007 12 pages

Although minority workers are at least as likely as American workers overall to feel confident about their retirement security, their preparations lag behind, according to the 2007 Minority Retirement Confidence Survey (MRCS). According to the survey, less than half of African-American workers (48 percent, down from 62 percent in 2003) and Hispanic workers (41 percent, down from 60 percent in 2003) say they have saved money for retirement, making them less likely than workers overall (66 percent) to have saved. EBRI Issue Brief Jun 5, 2007 20 pages

Social Security: Benefits from Social Security are a growing source of income as the nation’s elderly population ages, according to a study by the nonpartisan Employee Benefit Research Institute (EBRI). ERISA Pre-emption: EBRI is reprinting a 1993 article by one of the nation's experts on ERISA and pre-emption of state health insurance regulation. Press release EBRI Notes May 10, 2007 12 pages

A U.S. Census Bureau revision of data for 2004 and 2005 caused a small reduction in the overall number of uninsured U.S. residents and slightly modified the demographic and work place composition of the uninsured, according to a study released by the nonpartisan Employee Benefit Research Institute (EBRI). EBRI Issue Brief May 9, 2007 28 pages

Public-sector workers’ median tenure with their current employer is about 80 percent higher than private-sector workers, according to a study published by the Employee Benefit Research Institute (EBRI). The study also finds that the percentage of long-tenured workers in the public sector declined in 2006 after a steady increase from 1991–2004. Press release EBRI Notes Apr 17, 2007 12 pages

A large percentage of American workers recognize the U.S. retirement system is undergoing major changes, but many are not adapting in ways that are likely to leave them well-positioned for a comfortable retirement, according to the 17th annual Retirement Confidence Survey (RCS). EBRI Issue Brief Apr 11, 2007 28 pages

The percentage of Americans age 65 or older who received pension income either from one of their own former employers or from a spouse’s former employer increased slightly from 1998 to 2003, according to a study by EBRI. The percentages include both former private-sector and public-sector employees. Press release EBRI Notes Mar 1, 2007 16 pages

While the overall rate of uninsured Americans has increased in recent years, the percentage of workers offered health insurance and the percentage of workers taking coverage when it was offered have remained relatively steady since the late 1980s, according to a study published by EBRI. EBRI Issue Brief Mar 1, 2007 24 pages

The percentage of working heads of families who participated in an employment-based retirement plan dropped more than 2 percentage points from 2001–2004, according to a study released by the nonpartisan Employee Benefit Research Institute (EBRI). Press release EBRI Notes Feb 8, 2007 12 pages

Over the 12-year period from 1992-2004, the majority of 65- to 75-year-old Americans appear to have started their retirement reasonably successfully in terms of income and total wealth, but some have not done as ell, according to a report released by the nonpartisan Employee Benefit Research Institute (EBRI). EBRI Issue Brief Feb 1, 2007 24 pages