IRAs: More retirement assets are held in individual retirement accounts than any other vehicle, totaling $4.75 trillion at year-end 2007. Domestic Partner Benefits: This article updates previous research by EBRI providing information on why employers offer domestic partner health benefits, legal issues involved, recent developments, and current data. Press release EBRI Notes Sep 11, 2008 16 pages
The percentage of the non-elderly population (under age 65) with health insurance coverage increased to 82.8 percent in 2007. While the percentage of the non-elderly population with employment-based health benefits was unchanged between 2006 and 2007, and the percentage with public coverage increased, resulting in a decrease in the uninsured, this should not be viewed as an indicator of things to come in 2008. EBRI Issue Brief Sep 9, 2008 36 pages
EBRI Fast Facts Sept 4, 2008 1 pages
EBRI Fast Facts Aug 27, 2008 1 pages
EBRI Fast Facts Aug 20, 2008 1 pages
The current trend in health care design toward “consumer-driven” health plans illustrates the same trend seen in 401(k) plans where benefit decision-making and responsibility have shifted from the employer to the worker. This report looks at lessons learned in the retirement realm with respect to offering workers choice, financial incentives, and more information and education. This is compared with the early evolution of consumer-driven health plans, which are still being driven solely by the market and not by legislation. EBRI Issue Brief Aug 12, 2008 28 pages
EBRI Fast Facts Aug 7, 2008 1 pages
The first article notes that more than 12 million immigrants in the United States were uninsured in 2006, accounting for almost 27 percent of all uninsured individuals in the country (press release). The second article finds that statutory contribution limits make it unlikely HSAs will play more than a minor part in savings for health care costs in retirement (press release). EBRI Notes Aug 5, 2008 16 pages
EBRI Testimony July 31, 2008 7 pages
EBRI Fast Facts July 30, 2008 2 pages
EBRI Fast Facts July 16, 2008 1 pages
Employers have a narrow window of up to two years in which they may be able to change retiring workers’ decisions by offering them incentives to remain with the company, according to results of a new survey released by EBRI. EBRI Issue Brief Jul 10, 2008 24 pages
Nearly two years after the Pension Protection Act (PPA) of 2006 became law, the legislation’s “automatic” provisions—automatically enrolling new workers in their employers’ 401(k) plans, automatically putting their contributions into age-appropriate “default” investments, and automatically increasing their annual contributions—are beginning to have the desired effect, according to speakers at EBRI's semi-annual policy forum. Press release EBRI Notes Jul 10, 2008 12 pages
EBRI Fast Facts July 2, 2008 1 pages
A new EBRI analysis finds that the “automatic” 401(k) features in the Pension Protection Act of 2006 (PPA)—such as auto-enrollment of workers and auto-escalation of their savings contributions—are likely to have a very significant positive impact in generating additional retirement savings for many workers, especially for low-income workers. EBRI Issue Brief Jun 27, 2008 24 pages
